About tpay - Company Profile

Who we are?

We serve as the Payment CONNECTOR, bringing the unconnected into the real world.

  • Your preferred payment gateway in the META region (Middle East, Africa & Turkey) 
  • Connects you to over 800M consumers in META region with a single API integration. 
  • Providing you with the best-in-class customer journey and most convenient settlement terms.

Our Vision

Unify META through unparalleled network reach, merchant alliances, and payment transaction excellence.

Our Mission

Bring the unconnected into the digital world by being the most reliable facilitator for online micro payments.

Our Values

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Merchant centric

Putting our partners at the heart of everything we do.

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Trustworthy

Securing your transactions without compromises.

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Knowledge & Expertise:

Embodying industry leadership by constantly expanding our industry know-how.

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Innovation

Staying at the forefront of advancements in our industry.

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Excellence

Upholding the highest standards across all facets of our operations.

Our Journey

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2014

1st Direct Carrier Billing player launched in MENA led by A15 investment
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Exceeded 500k users
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2015

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2016

40+ merchants 2B processed transactions
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Acquired DCB Egypt 30+ employees
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2017

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2018

Helios Investment Partners become shareholder
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Expansion into Wallets across MEA
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2019

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2020

Acquired Payguru 50B processed transactions
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2021

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2022

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Management

“When a team outgrows individual performance and learns team confidence, excellence becomes a reality.” – Joe Paterno

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Işık Uman

Group CEO

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Ahmed Nabil

Group CFO

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Marouane Bakhtar

COO

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Berk BACAKOĞLU

Regional Director - TCCA

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Gülnihal Akartepe

VP Risk, Compliance and Regulation

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Freddy Mounir

VP of Engineering

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Engy Magdy

People and Culture Sr. Manager

Investors

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World Telemedia

The expansion of Direct Carrier Billing (DCB) beyond the realm of digital content and products, into real-world applications and e-commerce, is pleasing to the entire industry. This award to tpay Mobile Türkiye ‘Payguru’ also underscores the importance of the new era of DCB integrations, which give e-commerce companies the opportunity to reach new customer segments and thus expand their markets through a convenient and secure shopping experience. I congratulate the entire tpay Mobile Türkiye ‘Payguru’ team.

Anzelle Robertson

Strategy Director, World Telemedia

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As a company that helps mobile operator subscribers make secure and affordable payments while supporting operators in achieving strong growth through this model, we are proud to see our partner Payguru receive such an award. The Turkish arm of tpay Mobile ‘Payguru’, will undoubtedly make its name heard even more in the years ahead.

David Lotfi

Founder and CEO, Evina

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At Bango, we place a lot of value on the role alternative payment methods play in both digital and physical commerce. They make it easier and more secure for consumers to pay while helping merchants reach new customers and unlock new revenue potentials. It’s been particularly pleasing to see tpay Mobile Türkiye ‘Payguru’– a partner we work with across the mobile payments ecosystem in many markets- receive the ‘Payments & Commerce’ award at the MEFFYS 2026 during Mobile World Congress in Barcelona, alongside so many other key players in our industry. As a business focused on supporting a strong and sustainable Direct Carrier Billing ecosystem, we’re delighted to see this recognition. We wish tpay Mobile continued success and look forward to strengthening our collaboration further.

Paul Larbey

CEO, Bango

Perdigital

We would like to thank Payguru, tpay turkey, for making it easy, efficient, and most importantly quick and risk-free to process the wire transfer/EFT payments we receive through banks for our e-commerce site which operates 24/7 and offers instant access to digital products. This reliable and efficient solution has increased our operational efficiency and allowed us to provide better service to our customers.

Hakan Doğan

CEO, Perdigital

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Since we implemented the automatic transfer notification system, our financial operations have become much more efficient.
Integration with multiple banks ensures that all transactions are recorded and communicated to us quickly.
This has significantly reduced errors and improved our cash flow management. For businesses that rely on timely and accurate payment processing, this service is invaluable.

Numan Kara

CEO, Vatangame

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Instant card payments for digital services were not always feasible for some subscribers in some areas. We were committed to bringing convenient payment alternatives to our large subscriber base in a region where digital content consumption has been steadily increasing.

William Hu

Managing Director, HMS MEA, Merchant