The most secure, convenient, and accessible payment method available to anyone, anywhere, anytime with any amount with a single click of a button.
Designed to work seamlessly across all network providers, smartphones, and operating systems.
Learn more about how DCB, as a key payment method, can support you in growing your business
USSD flow via operator’s USSD tree
Paybot: Using WhatsApp for business as a communication and payment channel
A Web-based/ Mobile app. interface
MO flow via sending and receiving SMS
Free trials
Merchants can offer customers a free trial period to try the service, and start to bill them afterwards.
Period can be x number of days, weeks or months.
Discounts/
promotions
Retroactive
billing
tpay engine enables the collection of old inactive backdated bills, after successfully charging the current bill. Via tpay’s platform, last due bills are identified and and a charging trial takes place first for the 1st bill and if not charged, then the 2nd bill and the 3rd bill and so on. The maximum number of bills to be collected can be configured per service.
Smart charging
If an end user has run out of credit or doesn’t have enough credit to pay for a product or subscription, smart billing allows a % deduction of the subscription total price, either through a % of the total amount or fixed small amounts.
Skip bills
This feature is used to grant some bill/payment, for free for a certain period. After x number of bills, customer can be charged normally.
Retrials & reset billing
This feature is used, when a customer doesn’t have enough credit on the bill date. Several charging trials are done. Once a charging trial is successful, the bill payment date will change to the new charging date, to avoid double charging the customer.
End users will select to subscribe to a digital service or make an online purchase.
End users will choose to pay for their purchases via Mobile number.
End users will enter their mobile number and select their mobile operator.
End users will enter a verification code, which they will get on their mobile number, to confirm their purchases.
Transactions are processed successfully, and the amount is either deducted from the End users’ balance or added to their monthly bill.
We are pleased this partnership has scaled rapidly in less than three years. Our revenues are expected to skyrocket at a robust rate. We now look forward to expanding our footprint in the MEA region by diversifying our payment methods for micro-transactions through tpay and extending this partnership to other HUAWEI Mobile Services.
William Hu
Managing Director, HMS MEA, Merchant
tpay’s solutions are vital for growth in the global Over The Top (OTT) streaming market and offers us the opportunity to increase the reach and distribution of Shahid VIP in MEA.
Shahid VIP Team
Various, Shahid
tpay has increased access to our platform across the MEA region. Through tpay’s subscription service, users in MEA can subscribe to our platform and get 24/7 access to specialists in dozens of topics such as: Doctors, Lawyers, Teachers, Mechanics, and more.
Raed Malhas
CEO, Jawabkom
tpay has a very strong billing system and a perfect monitoring systems, the technical team is very solid and is one of the strong suites of tpay.
Jasdeep Dhami
MENA Region Manager, VUClip
tpay has a very clear business model, best in class platform, and widest regional DCB access to operators. All of these are packaged and delivered by a great team that is supportive and proactive.
Khaldoun Nimer
CEO, Mobile World
In terms of carrier billing, tpay’s billing engine is one of the most powerful tools to grow your business. Also tpay provides good support commercially and technically in every project.
Pablo Berenguer Mira
Product Manager & Business Development, Playwing
In an ecosystem as complex as the mobile payments market, Payguru needed to implement advanced cyber protection, as it sometimes only takes one weak link for cybercriminals to bypass protections and steal money. Thanks to our proprietary technology developed over 15 years, we are now able to identify and block fraudulent transactions better and faster than anyone else.
David Lotfi
CEO, Evina
Our expertise in managing a sustainable DCB ecosystem, coupled with our local platform partner Payguru and Evina’s know-how in mobile payment fraud prevention. That’s how we secure clean traffic within the mobile payment landscape.
Ebru Tavaslı
Regional Director, Digital Virgo
Globocom has enjoyed a decade-long partnership with tpay, and the experience has been exceptional. tpay’s merchant-focused approach sets them apart. Their systems and personalized support enhance our partnership. As a valued merchant, we appreciate their trustworthiness and commitment. tpay’s expertise has been crucial to our growth in 30+ countries, and we look forward to more successful years of collaboration.
Ranganath Venkat
CEO, Globocom
Instant card payments for digital services were not always feasible for some subscribers in some areas. We were committed to bringing convenient payment alternatives to our large subscriber base in a region where digital content consumption has been steadily increasing.
William Hu
Managing Director, HMS MEA, Merchant
Since we implemented the automatic transfer notification system, our financial operations have become much more efficient.
Integration with multiple banks ensures that all transactions are recorded and communicated to us quickly.
This has significantly reduced errors and improved our cash flow management. For businesses that rely on timely and accurate payment processing, this service is invaluable.
Numan Kara
CEO, Vatangame
We would like to thank Payguru, tpay turkey, for making it easy, efficient, and most importantly quick and risk-free to process the wire transfer/EFT payments we receive through banks for our e-commerce site which operates 24/7 and offers instant access to digital products. This reliable and efficient solution has increased our operational efficiency and allowed us to provide better service to our customers.
Hakan Doğan
CEO, Perdigital
