About us

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Mobile Payments
Made Accessible

We believe in simplifying the complex processes that underpin cross-border mobile payment acceptance across MEA and Turkey

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For local and global digital service providers, accepting cross-border digital payments across MEA and Turkey has been complex, involving multiple service providers – until now.

By acting as an acquirer and payment processor, TPAY MOBILE provides the only full service, end to end mobile payments platform in the region. Even better, this is achieved through a simple integration with a single API.

Put simply, TPAY MOBILE makes it easy for global digital service providers to leverage our local expertise, access customers and accept payments in emerging markets, enabling rapid business growth and improving financial inclusion.

Our Journey So Far

7 11


1st Direct Carrier Billing player launched in MENA led by A15 investment

1 12


Exceeded 500k users

WBC Group
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40+ merchants
2B processed transactions

4 1


Acquired DCB Egypt
30+ employees

4 1


Helios Investment Partners become shareholders

Google Play
1 14


Expansion into Wallets
across MEA

4 1


Acquired Payguru
50B processed transactions

Payments for Unity and Huawei
4 1


Journey bango
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Our leadership team

TPAY MOBILE was founded in 2014, and is led by a team of telecom and fintech experts

Sahar Salama

Founder and Group Chairwoman

Sahar Salama founded TPAY MOBILE in 2014 with the aim of leveraging her extensive experience to transform cross-border micro payments in the MEA region. Sahar led TPAY MOBILE for the last 8 years where she was responsible for TPAY MOBILE’s strategy, mission, vision and overall execution/performance. TPAY MOBILE achieved the MENA region’s first “dragon exit” in 2018

Prior to TPAY MOBILE, Sahar spent 13 years working for one of the 5 global tech firms based in Germany that served the Automatic Test Equipment (ATE) industry delivering its solutions to the top brands of the world producing electronics spanning from missles, airplanes, cars down to consumer electronics across the globe. She later worked for a telecom group focused on emerging markets for another eight years working in different roles and within different subsidiaries.

Sahar received High honor MBA from Imperial College London, got her BSc. in Computer Science with highest honor from the American University in Cairo. Sahar has over 25 years of experience in platforms development, product development  in hi-Tech industries with special focus on establishing tranformative propositions and creating industrywide impact in those sectors she served.

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Gaston Aussems

Group CEO

Gaston Aussems has over two decades of experience working in transaction banking and payment services as a central banker, strategic consultant, and CEO.

Prior to joining TPAY MOBILE, he was CEO at European payment service, Mollie, a payments provider serving SMEs. He brings both technical skills, particularly in emerging technologies, as well as experience in strategic planning, financial regulation and compliance, risk management, leadership, transformation, business development, and investor relations, to the role.

Gaston has a passion for customer centricity, technology, and scaling businesses, having led companies through rapid growth to excellent financial performance. He is results and data driven, pragmatic and empathic while maintaining a strong focus on employee engagement, shared values and purpose.

Gaston holds a Master of Science degree in Computer Sciences from the University of Twente, a Master of Business Administration degree from the Rotterdam School of Management.

Raj Soni


Dheeraj (Raj) Soni joined TPAY Mobile in 2020 as Chief Product Officer and is focussed on product and technology development in tandem with developing existing and prospective partnerships with global merchants and strategic technology players looking to expand into MEA and Turkey.

A key member of the leadership team driving TPAY MOBILE’s ambitious growth plans, Raj brings with him over 20 years of experience in leadership, transformation, and execution within growth focused organisations across the technology and telecoms industries. Prior to joining TPAY MOBILE Raj was President and Chief Commercial Officer at Docomo Digital Payments as well as a Senior Vice President at Swisscom. He has also held various senior global positions at TCS, Reliance Jio, Cable & Wireless.

Raj holds an MBA from INSEAD and has a Bachelor of Engineering from Delhi College of Engineering.

Nadia Abu Sarah

Nadia AbuSarah


Nadia AbuSarah joined TPAY MOBILE in 2021 as the business’ Chief Financial Officer and has more than 25 years’ experience in corporate finance. She began her career as an Auditor at KPMG, and from there climbed the ranks at Aramex, where she was instrumental in the company’s extensive expansion, including the business’ listing on the NASDAQ stock exchange, global M&A activity, and the record-breaking IPO in Dubai in 2005. Nadia has an excellent track record and has consistently demonstrated her commercial acumen throughout her career.

At TPAY MOBILE, Nadia will focus on developing and executing a financial strategy to support TPAY MOBILE’s ambitious growth plans, and be responsible for optimising the company’s capital structure, developing innovative financing solutions to maximise growth, and managing M&A activity.

Nadia holds a bachelor’s degree in Economics and Business Administration from the University of Jordan.

Ahmed Ghayaty

VP Sales & Commercial Operations

Ahmed has over 20 years’ of managerial experience across the telco and VAS sectors. An early member of the TPAY MOBILE team, he has played a large part in creating many of the strategic alliances that the organisation has established over the last six years. Today, Ahmed leads TPAY MOBILE’s sales and commercial operations teams alongside managing relations between the company and its operators and merchants across the MENA region.

Prior to joining TPAY MOBILE, Ahmed worked with various organizations including Orange Egypt, Arpuplus Levant and the GCC, where he was instrumental in strategically expanding the product’s community relations by managing the sales process.

Ahmed holds an MBA from Ecole Supérieure Libre Sciences Commerciales Appliquées, France and a BSc. in Accounting from the Suez Canal University, Egypt.

Işık Uman

VP Global Partnerships - Turkey & SSA

Işık joined TPAY MOBILE in 2020 as Director of Global Partnerships, formally Chairman of Payguru prior to its acquisition, he is also in charge of Payguru’s day-to-day business activities which remains a Turkish legal entity operating under the payment license regulations monitored by Central Bank.

In addition to his role at TPAY MOBILE, Işık holds Board positions at Perdigital, one of the leading e-pin distributors for global game/content providers and publishers in Turkey which he co-founded in 2015, and TÖDEB, the Payment and Electronic Money Institutions’ Association of Turkey.

A founding partner of Payguru, Işık led the buy-out of Neomobile’s Turkish mobile payment business, which, under the Payguru brand, became the first DCB company granted a payment license by the Turkish Financial Regulator in 2016. Under his Chairmanship, Payguru established itself as the leading alternative payment provider in Turkey, processing 500million TL transaction volume a year through its DCB and Bank Transfer services.

Işık has over 20 years’ experience with senior roles at large Telecom and Value Added Service Companies like Superonline, Turkcell and Neomobile, formally UCT and a portfolio company of TURKVEN, the largest Private Equity Firm in Turkey.

Işık has a B.Sc. in Industrial Engineering from the Middle East Technical University where he also studied M.Sc. programs in Information Systems Management, Artificial Intelligence and Cognitive Science while he was working as a R&D specialist in TUBITAK , the Scientific and Technological Research Council of Turkey.

Onur Ergüney

VP Gaming & E-sports

Onur joined TPAY MOBILE in December 2020 as Director of Global Partnerships for Gaming and e-Sports following its acquisition of Payguru, where as a Board Member he was in charge of Business Development Strategies, International Merchant Relations and Compliance.

Onur brings with him over 10 years’ managerial experience across the gaming, digital entertainment and telco sectors, specialising in payment systems, monetization, distribution network establishment and product development. International companies he has worked for include Game Sultan, Paytogo and MOL Turkey.

Onur is also a co-founder of Perdigital, one of the leading e-pin distributors for global game/content providers and publishers in Turkey.

Born in Turkey, Onur majored in Industrial Engineering and completed his MBA at Yeditepe University in İstanbul.

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Noha Amin

VP Delivery – Key Partnerships

Noha brings over twenty years’ experience to her role as VP Delivery – Key Partnerships at TPAY MOBILE. She oversees the development and rollout of projects for key strategic partnerships, premium accounts, multi geo horizontal expansion, new offerings, new industry sectors as well as TPAY platform features and innovative products.

A specialist in developing and managing software applications, systems and platforms for education, electronics, telecommunication, and enterprise entities, Noha has held senior positions with organisations including ITWORX Education, ITWORX and Pyramid Systems Development.

Noha holds a Bachelor of Science degree in Computer Science from the American University in Cairo.


Peter Shoukry

VP Engineering & Data

A true programming enthusiast, Peter joined TPAY MOBILE in 2019 as Director of Engineering. Today he is responsible for managing and scaling TPAY MOBILE’s engineering team, platform and the underlying infrastructure.

Peter’s experience includes working in development roles for organisations including Blinkist, Open Security Foundation, Irisoft Al Ahli Holding Group and eVision as well as providing project support through his own independent consultancies.

Peter graduated from Faculty of Communications and Electronic Engineering and holds a Nano degree in Machine Learning.

Yasmin Abdin

People & Culture Director

Yasmin joined TPAY MOBILE in 2017 with the aim of leveraging her experience to structure and build the organisation’s culture through the Human Resources function. Today, Yasmin is responsible for TPAY MOBILE’s organizational structure and people.

Prior to joining TPAY MOBILE Yasmin gained a broad range of experience over 15 years in the HR function, working with and for a number of diverse organisations including OTVentures, The British University in Egypt, and Sanofi Aventis.

Yasmin holds a BSc. in Economics and Political Science from Cairo University.

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Sarah El Sokkary

Head of Performance & Internal Control

Sarah joined TPAY MOBILE in 2021 as Head of Performance & Internal Control. She is focused on setting performance KPIs against the companies ambitious growth objectives as well as internal controls to ensure governance and risk mitigation. Sarah is also responsible M&A expansion opportunities and ensuring the successful integration of any acquisitions into TPAY MOBILE.

Sarah has over 15 years of experience in leadership, e-commerce, start-ups, Fintech and e-payments. Prior to joining TPAY MOBILE she was the Country Manager of JumiaPay Egypt. She has also held various senior global and regional positions at major organizations such as British Petroleum, HC Securities and The Central Bank of Egypt.

Sarah holds an MBA and a BSc of Business Administration from The American University in Cairo. She  also holds an “Advanced Certificate of Procurement & Supply Operations” from the Chartered Institute of Procurement & Supply Chain in London (CIPS).

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Our team

At TPAY MOBILE we are united by our desire to make a difference and transform cross-border mobile payments in MEA and Turkey

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Our Shareholders

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the leading Africa-focused private investment firm

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the Middle East’s leading tech-focused VC fund.


Each year, TPAY MOBILE attends, sponsors and speaks at conferences and tradeshows both in the MEA region and around the world.

Join us at these and other events to learn how TPAY MOBILE can help your business grow.

LG MWC Barcelona


28th June – 1st July 2021 In Barcelona
LG GlobalCarrierBillingSummit

Global Carrier Billing Summit

22nd September 2021 In London
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