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Solutions for Merchants

Mobile Payments
Made Simple

Through a single integration with a simple API, digital service providers can accept mobile payments from consumers across MEA and Turkey without the need for a bank account/card.

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Connect with 600+ million potential users through 76 operators and wallets providers in 24 countries

Mobile payments

Single API

Fast, simple onboarding through a single integration with a simple API

coverage across the Middle East, Africa, and Turkey

Regional footprint

Largest subscription and one-time payment footprint across the MEA and Turkey region

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Consumer reach

Access both unbanked and banked mobile phone owners across the region

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Cross-border payments

Supports local, regional, and global digital service providers to accept payments across the region

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Allows merchants to offer pre-paid and post-paid mobile users subscription services using smart billing and snap charging

Mobile payments made accessible

Local presence

Facilitates the finance, legal, and operational processes nuanced to each country

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Innovative solutions

Designed to grow merchants' volumes and user acquisition

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Data insights

Insights on customer behaviour to improve decision-making

How does it work?

01 onboarding



Connect to TPAY MOBILE Platform through a single API

02 connect


Connect Service
to Operators

Launch mobile payment acceptance with agreed Operators

03 generate



Generate one-time payment or recurrent subscription revenues

04 reporting


& Monitoring

Monitor and track active subscribers and revenues




Single settlement and reconciliation for all payment methods

Whatever your business we have the solution
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Developers large and small can launch and monetise their games across the MEA and Turkey regions without players needing a bank account to access and download

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Regional and international streaming services can realise the potential of their digital content across the region without relying on credit card payments

WBC Group
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Untap new eCommerce opportunities throughout MEA and Turkey accepting payment through Direct Carrier Billing or mobile wallets

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Social Networks

Social media sites, such as dating, can accept paid subscribers of all ages without the need for a bank account - meaning that the opportunity to meet or get in touch with anyone, just got a lot easier

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Charities can accept donations from their supporters simply through their mobile number, without the need for a credit card

TPAYMobile merchants
AHL Masr Foundation
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Transportation / Ticketing

Booking and purchasing tickets to travel alongside paying at highway toll stations can easily be done via a consumer's mobile number

Learn more at

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Mobile payments made accessible

TPAY MOBILE Platform is a full-service, end to end mobile payments platform that maximizes conversions and minimizes risk.

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Allows consumers across MEA and Turkey to pay for digital goods and services using their mobile number as the core. This functionality includes Direct Carrier Billing (DCB) through their mobile operator, Direct Wallet Billing (DWB) or Alternative payment methods (APM).

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ILL Screens Bundling
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Supports one-off and recurring payments to be bundled and billed as part of the consumer’s mobile phone tariff. Merchants can also integrate mobile, broadband, IPTV tariffs with specific content or applications. Built-in authentication, entitlement validation and provisioning, ensures that only eligible consumers can benefit from bundled offers. Bundles can include special offers and discounts to increase acquisition.

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Support “Buy Now, Pay Later” functionality with AI powered micro-loans. Offered in real time to eligible consumers to maximize successful conversions and transactions.

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Disbursement + Incentives

Allows merchants to credit end-users in real-time with Mobile Airtime or cash disbursement into a mobile wallet as well as create ‘reward programmes’ where incentives are given to end users for retention or loyalty.

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Created and managed by TPAY MOBILE, PayBot supports merchants reach customers through different and convenient channels, such as WhatsApp.

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Data Insights

Provides data-rich insights on customer buying behaviour to improve business decision-making.

Unrivalled coverage

We are using our industry expertise, unrivalled coverage and infrastructure, and the most comprehensive mobile payments technology in the region to connect consumers in MEA and Turkey to digital service providers.

Total coverage across the Middle East, Africa, and Turkey

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SIM Penetration
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Smartphone Penetration
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MBC group




Vodacom Mpesa
Orange Money
airtel money

What our clients say

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By working with TPAY MOBILE we have been able to make it easier for local and global developers to monetize their apps and services to millions more people in the MEA region.

Adam Xiao

Managing Director, Huawei

Through TPAY MOBILE’s Paybot solution we have been able to reach our customers via WhatsApp; this not only enhances the customer experience but also supports our conversion rates.

Fadi Doss


TPAY MOBILE’s solutions are vital for growth in the global Over The Top (OTT) streaming market and offers us the opportunity to increase the reach and distribution of Shahid VIP in MEA

Shahid VIP Team


TPAY MOBILE has increased access to our platform across the MEA region. Through TPAY MOBILE’s subscription service, users in MEA can subscribe to our platform and get 24/7 access to specialists in dozens of topics such as: Doctors, Lawyers, Teachers, Mechanics, and more.

Raed Malhas

CEO, Jawabkom

Overall experience is positive also the support of tech team is always efficient and immediate when required.

Cristina Fumarola

Senior Business Intelligence Analyst, Neomobile

TPAY MOBILE has a very strong billing system and a perfect monitoring systems, the technical team is very solid and is one of the strong suites of TPAY.

Jasdeep Dhami

MENA Region Manager, VUClip

TPAY MOBILE is one of our partners for rolling out content services in the MENA region. Our association with TPAY MOBILE has been very good as they helped us every step along the way with strategy, market intelligence, and integration. TPAY MOBILE has a prompt, motivated, dedicated and intelligent team. We hope we engage more with them in the future.

Siddharth Dutta

Founder, DND Digital

We’ve been working together with TPAY MOBILE for almost a year now and they have always been the most trusted partner that we have worked with. They are timely, efficient and use best practices in their development work. They move our project along quickly and keep us agile enough to be competitive. I would recommend them to anyone.

Windra Putra


TPAY MOBILE has a very clear business model, best in class platform, and widest regional DCB access to operators. All of these are packaged and delivered by a great team that is supportive and proactive.

Khaldoun Nimer

CEO, Mobile World

TPAY MOBILE was a very good choice to expand our business across the Middle East region! With a simple but efficient and centralized billing platform that allowed us to connect to multiple countries and telcos with a single integration

Ana Carvalho

Business Unit Manager, Zeta Mobile

In terms of carrier billing, TPAY MOBILE’s billing engine is one of the most powerful tools to grow your business. Also TPAY MOBILE provides good support commercially and technically in every project.

Pablo Berenguer Mira

Product Manager & Business Development, Playwing

Grow your business

We are here to help local and global digital service providers grow their business rapidly across MEA and Turkey. Contact us now using the button below.

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